“Protecting What Matters Most to You”
For many of us our home is our most valuable possession. The time to think about the unthinkable disaster is before it happens to you. If your home were damaged or destroyed, insurance can help you repair or rebuild your home and replace damaged possessions.
The main purpose of homeowners insurance is to protect you against losses you cannot afford. Few people have the financial resources to rebuild their homes. In addition to protecting your home and possessions, homeowners insurance also provides liability coverage to protect you from financial ruin if someone is injured on your property and sues for damages.
A homeowners insurance policy consists of coverage for your dwelling and your personal property. It also includes liability insurance which pays for injuries to other people or damages to their property accidentally caused by you, your family or your pets. You also can buy several types of additional insurance for property that is not listed in your homeowners policy or for perils not covered — such as flood — for which you need a separate policy. You do this by either buying a separate policy or by adding an endorsement or rider to your policy.
Tips for Keeping Your Rates Low
There are some simple steps you can take to reduce your homeowner’s premiums.
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Boca Raton, FL 33432
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Delray Beach, FL 33444
2719 Hollywood Blvd. Suite A-1126
Hollywood, FL 33020
Guillermo “Bill” Torres, Agent
7590 NW 186 Street, #210A
Miami, FL 33015
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9360 Sunset Drive, Suite 291