Top 5 Auto Insurance Tips to Prepare for Hurricane Season in South Florida
Living in South Florida means enjoying year-round sunshine — but it also means preparing for hurricane season, which officially runs from June 1st through November 30th. Hurricanes and tropical storms bring high winds, flooding, and unpredictable damage that can seriously affect your vehicle.
At The Sena Group, we want to help you protect what matters most with smart auto insurance tips tailored for South Florida drivers facing hurricane season. Here are five ways to get ready and make sure you’re covered if severe weather strikes.
1. Review Your Auto Insurance Policy Now
Don’t wait until a storm is on the horizon. Review your current auto insurance policy to understand your coverage limits, deductibles, and any exclusions related to storm damage. If you’re unsure, give us a call — we can help clarify what’s covered and suggest any needed updates.
2. Consider Comprehensive Coverage
Standard auto insurance typically covers collision damage, but comprehensive coverage is what protects your vehicle from natural disasters like hurricanes, floods, falling debris, or hail. If you don’t already have it, this coverage is especially important during hurricane season.
3. Document Your Vehicle’s Condition
Before the season kicks in, take photos or videos of your vehicle’s current condition, including any existing dents or scratches. This documentation can be invaluable when filing a claim for storm-related damage, helping speed up the process and avoid disputes.
4. Create an Emergency Plan for Your Vehicle
Have a plan for where to safely park your car during a hurricane. Avoid low-lying areas prone to flooding, and if possible, store your vehicle in a garage or covered area. The less exposure to elements, the less risk of costly damage.
5. Keep Your Insurance Information Handy
Make sure your insurance card and contact information are easily accessible — store digital copies on your phone and keep physical copies in your vehicle. In an emergency, having quick access to your insurer’s contact info can make a big difference.
Hurricane season can be stressful, but The Sena Group is here to help South Florida drivers stay prepared and protected. If you want to review your policy or have questions about hurricane-related coverage, contact one of our local offices today.
Boca Office
6501 Congress Ave., Ste. 100
Boca Raton, FL 33487
Phone: 561-391-4661
Toll Free: 800-393-4661
Fax: 561-338-6551
Broward Office
Miriam Trujillo
2719 Hollywood Blvd. Suite A-1126
Hollywood, FL 33020
Phone: 954-300-5052
Fax: 954-337-2271
North Dade Office
Guillermo “Bill” Torres, Agent
7590 NW 186 Street, #210A
Miami, FL 33015
Phone: 305-823-4086
Fax: 305-823-4064
South Dade Office
Ricardo Gonzalez, Agent
306 Alcazar Avenue Suite 303-A
Coral Gables, FL 33134
Phone: 305-254-6366
Fax: 305-254-9278
Stay safe this hurricane season — and drive with confidence knowing The Sena Group has your back.
