Sailors can be a superstitious group and spooky legends abound. There’s often no basis for a superstition to persist. However, there are others that have lived on throughout the ages and actually do have a kernel of truth. No Bananas…
It's past time for South Florida businesses to ensure they’re covered for smash and grab robberies, along with any injuries that may be incurred. The crimes have already occurred in Miami and locations across the nation. Your business may or…
No business owner wants to pay more in taxes than absolutely necessary. Misidentifying an enterprise can have significant financial consequences and will impact many of the rules that must be followed. In the Sunshine State, and according to the IRS,…
There are any number of accidents that can render an individual unable to work. Depending on the circumstances, personal injury protection (PIP) coverage through car insurance, Workers’ Compensation, and a personal disability policy will help with lost wages. Disability Insurance…
Surety bonds are required in multiple situations. It’s a contract between three parties – the individual needing a product, work or service, the company or individual providing the work, service or product, and the issuing entity of the bond. It…
People have a variety of options when choosing insurance, but policies are written with unfamiliar terms that many don’t understand. The internet has made it easy to shop from home for insurance. However, there’s no opportunity to speak with a…
An aircraft is a major investment and one that needs to be protected. Florida doesn’t mandate insurance for non-commercial aircraft, but there are some very good reasons for owners to obtain coverage. There are 6 important aspects of aircraft coverage…
There are some types of insurance policies designed specifically for businesses that you can’t afford not to purchase if you want your business protected. It doesn’t matter whether your company makes widgets, rents homes and apartments, or is a consultation…
Insurance companies can and do drop coverage. In Florida, insurance carriers are doing it with homeowners’ insurance to keep from paying out on catastrophic losses, primarily due to hurricanes and the resultant flooding. It’s a trend that’s finding increasing traction…
Workplace bullying is a consistent pattern of mistreating others in the workplace which causes both emotional or physical harm. There are several ways that this type of abuse can occur, and although the perpetrator may not be physically violent, their…