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Boat Insurance & Watercraft Insurance

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Boating is part of our lifestyle here in Boca Raton and in South Florida! Enjoying the water on a boat can be a fun and rewarding experience.  Whether you are out for racing, fishing or just relaxation, safety must always be considered. Boat insurance is paramount when you own a vessel. You or your captain may take every safety precaution when on the water but you can’t guarantee everyone else’s level of safety. For this, you need boat insurance.

We are blessed with some of the most beautiful weather here in south Florida which makes it so great to own a boat.  However, we all know too well the power of mother nature. We have been in the path of some powerful and devastating storms and our vessels need to be insured.  Boat insurance is absolutely necessary if you own a boat or watercraft!

According to information from the U.S. Coast Guard, property damage to boats has been increasing. Many states now require boats to be insured. If you have your boat on a loan or use a marina, you will probably also be required to carry boat insurance. If you are not required to insure your boat, it is important you still consider purchasing boat insurance.

Boat insurance works similar to the insurance for your car, and can protect in the same way. But, since boats have different features than your car, you will want to make sure you have all the coverages you need and any savings that may lower your premium.

Insurance coverages you will want for your boat:

  • Liability
  • Physical Damage
  • Theft
  • Medical Payments
  • Motor Coverage
  • Trailer Coverage
  • Boat Covers
  • Docking Fenders
  • Communications Devices

Discounts you may be entitled to:

  • New Boat
  • Automatic Fire Extinguisher
  • Burglar Alarm
  • Ship-To-Shore Radio
  • Approved Boating Education Course

Remember, since every boat is unique please make sure you check with us to see if you need any additional coverages or would be eligible for additional discounts.