What to Do After an Auto Accident in South Florida: A Step-by-Step Insurance Guide
Accidents happen — especially in busy South Florida traffic. Knowing what to do immediately after an auto accident can protect your health, your rights, and your insurance claim. At The Sena Group, we want to equip you with a clear, calm action plan so you can handle the situation confidently and efficiently.
Here’s a step-by-step guide on what to do after an auto accident in South Florida.
1. Ensure Safety First
If possible, move your vehicle out of traffic to a safe location. Turn on your hazard lights to alert other drivers. Check yourself and passengers for injuries. If anyone is seriously hurt, call 911 immediately.
2. Call the Police
Florida law requires you to report an accident if there are injuries, deaths, or property damage exceeding $500. A police report can be crucial when filing an insurance claim, so don’t skip this step.
3. Exchange Information
Get the following details from the other driver(s):
- Name, phone number, and address
- Insurance company and policy number
- Driver’s license number and vehicle registration
- Make, model, and license plate of the vehicle
Also, collect contact info from any witnesses.
4. Document the Scene
Take photos or videos of:
- Vehicle damage
- The accident scene (including road conditions and traffic signs)
- Any visible injuries
- Your vehicle’s position relative to the other cars
This documentation can be invaluable for your claim.
5. Notify Your Insurance Company
Contact your insurer as soon as possible to report the accident. Provide them with all the collected information and cooperate fully during the claims process. The team at The Sena Group is here to help guide you through each step.
6. Seek Medical Attention
Even if you feel fine, some injuries show symptoms later. Get a medical evaluation promptly to protect your health and support any injury claims.
7. Follow Up on Your Claim
Stay in touch with your insurance agent at The Sena Group for updates on your claim and assistance with paperwork or questions. Prompt communication helps speed up the process.
Handling an accident can be stressful, but being prepared makes all the difference. Trust The Sena Group to provide expert support and personalized insurance solutions for South Florida drivers.
Boca Office
6501 Congress Ave., Ste. 100
Boca Raton, FL 33487
Phone: 561-391-4661
Toll Free: 800-393-4661
Fax: 561-338-6551
Broward Office
Miriam Trujillo
2719 Hollywood Blvd. Suite A-1126
Hollywood, FL 33020
Phone: 954-300-5052
Fax: 954-337-2271
North Dade Office
Guillermo “Bill” Torres, Agent
7590 NW 186 Street, #210A
Miami, FL 33015
Phone: 305-823-4086
Fax: 305-823-4064
South Dade Office
Ricardo Gonzalez, Agent
306 Alcazar Avenue Suite 303-A
Coral Gables, FL 33134
Phone: 305-254-6366
Fax: 305-254-9278
For reliable insurance guidance and personalized service after an accident, contact The Sena Group today — your trusted South Florida auto insurance experts.
