Insurance can be confusing. There are so many different types of policies, combined with unfamiliar terms, that most people simply go along with what their agent recommends. One example is dwelling insurance vs homeowner’s insurance. Dwelling insurance is one component…
There are numerous ways in which homeowners can be held liable for injuries that happen on their property, along with property damage. Depending on the type of homeowner’s policy an individual has, it can be worth the extra money to…
An aircraft is a major investment and one that needs to be protected. Florida doesn’t mandate insurance for non-commercial aircraft, but there are some very good reasons for owners to obtain coverage. There are 6 important aspects of aircraft coverage…
People enjoy the companionship of a variety of animals ranging from dogs and cats to rabbits, hamsters, fish and lizards. Insurance companies typically don’t care what pet a policyowner has – unless it’s a dog. Every insurance company has a…
Accidents can happen any time, even during the most innocuous activities. Personal liability insurance is a critical component of your homeowner’s insurance policy to cover those instances. Your homeowner’s policy will cover medical costs of people that may be injured…
Even healthy people can experience a critical illness and there’s an insurance policy for that. It’s called critical illness insurance and is designed to cover instances such as stroke, heart attack, paralysis, kidney failure, organ transplants, and cancer. The policies…
Gardening has always been a popular hobby, but an increasing number of people are planting vegetable gardens to save on groceries, supplement their diet, and eat healthier. Individuals are raising gardens in back yards and on their patios, along with…
Insurance policies protect homes and possessions for an extensive array of disasters, but insurance companies always include exclusions. There are some types of events and circumstances that insurers think it would present too much of a financial risk for the…