Workers Compensation protects businesses and employees in the event of work-related illnesses, accidents and death. It pays medical costs and a portion of lost wages for workers. It protects business owners from employee lawsuits. Employers that don’t have the insurance…
A boat is a significant investment and it’s essential that vessels be protected with an appropriate insurance policy. While any watercraft can be insured, there are some that owners typically don’t bother with, such as those that are slow and…
There’s a lot of confusion about the term living will. A living will, sometimes referred to as an advance directive, is a legal document that lets medical professionals and family members know your wishes for end-of-life care. It only comes…
If you have assets, you need an umbrella policy. Sometimes called excess liability insurance, it protects your assets from lawsuits stemming from claims relating to your car and home. The $1 million mark is typically the minimum for which an…
You don’t need to journey overseas to benefit from travel insurance. A travel insurance policy provides peace of mind, but policies can vary widely and individuals should read the fine print. Multiple types of policies are available to cover everything…
Selecting a beneficiary for a life insurance policy may seem like an easy choice, but there are many options available and there may be restrictions. Most people choose the individual that would suffer the greatest hardship if they should die,…
Tires do far more than just make it possible for your vehicle to roll down the road. They provide safe transportation, preserve gas mileage and have the power to save you money. To get the most out of your tires,…
If you’re a business owner, you’ve probably insured your building, inventory, and company vehicles against every conceivable contingency. Still, you may have overlooked one small detail that has the potential to bankrupt the business – no general liability insurance. Known…
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