How to Save on Auto Insurance Premiums in South Florida: Summer Edition
Summer in South Florida means longer days, beach trips, and more time on the road. But increased driving can sometimes lead to higher auto insurance costs. At The Sena Group, we want to help you enjoy your summer while keeping your insurance premiums affordable.
Here are some proven tips to help you save on auto insurance premiums this summer without compromising on coverage.
1. Review and Adjust Your Coverage
Are you paying for coverage you no longer need? For example, if you’re driving less during summer or have an older vehicle, you might consider adjusting your coverage levels. Sometimes dropping collision or comprehensive coverage on older cars can lower your premium.
2. Bundle Your Policies
If you have homeowners, renters, or life insurance, ask us about bundling your policies. Many insurers, including The Sena Group, offer discounts when you combine multiple policies — and that can add up to significant savings.
3. Maintain a Clean Driving Record
Safe driving pays off. Avoid speeding tickets, accidents, and claims to qualify for safe driver discounts. Summer driving can be busy, so stay alert and cautious to keep your record clean and premiums low.
4. Take Advantage of Usage-Based Insurance
If you don’t drive much during the summer or tend to drive during less risky hours, consider a usage-based or pay-per-mile insurance program. These options use telematics to track your driving habits and could lower your premium based on safe driving.
5. Ask About Discounts
At The Sena Group, we offer a variety of discounts that you may qualify for, such as good student discounts, multi-car discounts, or even loyalty discounts. It’s worth asking us what savings are available when you review your policy.
6. Increase Your Deductible
Raising your deductible can lower your monthly premium. Just make sure you have enough set aside to cover the deductible amount in case you need to file a claim.
7. Keep Your Vehicle Secure
Installing anti-theft devices or parking in a garage can reduce the risk of theft and damage — and insurance companies often reward this with lower premiums.
Enjoy summer in South Florida with confidence and savings. Let The Sena Group help you find the right coverage at the best price for your unique needs. Contact us today for a free review of your auto insurance policy.
Boca Office
6501 Congress Ave., Ste. 100
Boca Raton, FL 33487
Phone: 561-391-4661
Toll Free: 800-393-4661
Fax: 561-338-6551
Broward Office
Miriam Trujillo
2719 Hollywood Blvd. Suite A-1126
Hollywood, FL 33020
Phone: 954-300-5052
Fax: 954-337-2271
North Dade Office
Guillermo “Bill” Torres, Agent
7590 NW 186 Street, #210A
Miami, FL 33015
Phone: 305-823-4086
Fax: 305-823-4064
South Dade Office
Ricardo Gonzalez, Agent
306 Alcazar Avenue Suite 303-A
Coral Gables, FL 33134
Phone: 305-254-6366
Fax: 305-254-9278
Ready to save on your auto insurance this summer? Contact The Sena Group today and let’s get started!
