Pet Insurance: Helping Protect Your Pet—and Your Budget

Because pets are family, too.

For many of us, our pets are more than animals—they’re part of the family. We do our best to keep them healthy and safe, but just like people, pets can experience unexpected accidents and illnesses. Unfortunately, veterinary care can become expensive very quickly.

That’s where pet insurance can help.

Why Consider Pet Insurance?

Veterinary medicine has advanced significantly. Today, veterinarians can provide sophisticated diagnostic testing, surgery, cancer treatment, emergency care, and other procedures that may not have been available years ago.

That’s great news for our pets—but advanced veterinary care can also come with a substantial price tag.

Pet insurance can help reimburse you for eligible veterinary expenses, depending on the coverage you select. Instead of having to make a difficult financial decision when your pet becomes sick or injured, you can concentrate on getting your pet the care it needs.

What Can Pet Insurance Cover?

Coverage varies by company and plan, but pet insurance may provide benefits for expenses related to:

• Accidents and injuries
• Illnesses
• Emergency veterinary visits
• Surgery and hospitalization
• Diagnostic tests and imaging
• Prescription medications
• Certain hereditary or chronic conditions, depending on the plan

Some plans may also offer optional wellness benefits for routine care.

The Cost of an Unexpected Vet Bill

One of the biggest reasons to consider pet insurance is the unpredictability of veterinary expenses.

A healthy dog or cat may go years without a serious medical problem. But an accident, illness or emergency can happen at any time, and a major veterinary procedure can cost thousands of dollars.

Pet insurance doesn’t eliminate veterinary expenses, but it can make an unexpected bill much easier to manage.

Buying Coverage Before You Need It

Pet insurance is generally something to consider while your pet is healthy. Most policies don’t cover pre-existing conditions, and premiums can increase as pets get older.

Purchasing coverage earlier in your pet’s life may therefore give you more options and help provide protection before health problems develop.

Is Pet Insurance Worth It?

There isn’t one answer that’s right for every pet owner. The decision depends on your pet, your financial situation and how comfortable you would be handling a large unexpected veterinary bill.

For many families, however, pet insurance provides something especially valuable: the ability to make decisions about their pet’s medical care based more on what the pet needs and less on what the treatment costs.

Protecting Another Member of the Family

We insure our homes, automobiles and other things that are important to us. For pet owners, it may also make sense to consider protection for a very important member of the family.

The Sena Group Insurance Services can help you learn more about pet insurance options and determine whether coverage makes sense for you and your pet.

Ready to Learn More?

Contact The Sena Group Insurance Services today to learn more about pet insurance or request a personalized quote.