Florida is a state rich in wildlife. On the open road, the state’s wildlife can cause accidents for drivers that don’t take precautions. A collision with Florida’s numerous wildlife species can result in serious damage to vehicles, significant injuries, and…
Lightning is an unpredictable force of nature that can be beautiful to watch. If it strikes a house or business, the damage can be devastating. Even worse, a structure’s electrical system will be compromised and owners won’t even realize it…
Companies that have a commercial fleet of vehicles definitely need to carefully consider the type of insurance policy they have, what it covers, and a variety of assorted variables. Depending upon the type of vehicles that are being insured, policies…
Texting while driving is one of the most common distracted driving habits. Florida’s new no texting while driving law took effect July 1, 2019, and law enforcement can now stop motorists that are caught texting and driving. New Law More…
A vehicle is a major expense and owners expect their conveyance to last beyond the day they make the last payment. Unlike the cars and trucks of the past, today’s vehicles contain complex systems and devices, along with complicated computer…
Many states have repealed laws that made motorcycle helmets mandatory. Riders typically must be at least 21 years old and/or meet other requirements to forgo a helmet. They may also be required to carry an insurance policy with a minimum…
Workers Compensation protects businesses and employees in the event of work-related illnesses, accidents and death. It pays medical costs and a portion of lost wages for workers. It protects business owners from employee lawsuits. Employers that don’t have the insurance…
A boat is a significant investment and it’s essential that vessels be protected with an appropriate insurance policy. While any watercraft can be insured, there are some that owners typically don’t bother with, such as those that are slow and…
There’s a lot of confusion about the term living will. A living will, sometimes referred to as an advance directive, is a legal document that lets medical professionals and family members know your wishes for end-of-life care. It only comes…
If you have assets, you need an umbrella policy. Sometimes called excess liability insurance, it protects your assets from lawsuits stemming from claims relating to your car and home. The $1 million mark is typically the minimum for which an…
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