Purchasing an insurance policy today doesn’t secure coverage tomorrow. Insurance companies have what’s commonly known as a waiting or elimination period. Within the industry, it's called an exclusionary period. The exclusions are written into all types of policies ranging from…
No business owner wants to pay more in taxes than absolutely necessary. Misidentifying an enterprise can have significant financial consequences and will impact many of the rules that must be followed. In the Sunshine State, and according to the IRS,…
For some people going away to college, purchasing a car is just as important as buying books and settling into a dorm. It’s a big decision and one that shouldn’t be made in haste. Depending on the college environment, public…
The pandemic brought changes to the travel insurance industry. However, few people read the fine print in the policies. The wide range of restrictions, requirements and coverage options can be extremely confusing. Bear in mind that each airline has its…
Homeowners are often confused about exactly what their homeowner’s policy covers and its exclusions. Flood coverage is one of the most misunderstood of all insurance options in South Florida. There is one major differences in a homeowner’s policy and a…
Insurance companies offer a wide variety of discounts on car insurance policies, but discounts are also available on your homeowner’s policy. The exact discounts available and amount of savings you’ll experience will depend on the insurance company. Be sure to…
Home security is important around the clock The following are simple security tips that everyone can employ to help keep their home safer and mitigate the potential of becoming a statistic. Landscaping Avoid blocking windows with shrubs or other plants…
The Sunshine State doesn’t require you to carry insurance on your golf cart. However, if it’s a street legal golf cart, the state does require that you carry liability insurance. Even though it’s not required, there are some very good…
As with so many things connected with homeowner’s insurance, if your home has a fungi infestation, your insurance policy may or may not cover the cost of remediation. It will depend largely on the circumstances surrounding the situation. Terms of…
Boating and maritime-related activities are engaged in by a significant portion of the South Florida population. Boating-based businesses abound and watercraft of all types play a substantial role in the area’s economy. However, boat theft is also a major problem…
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