Can A Defensive Driving Course Save Money on Car Insurance?
Driving safely on the roads helps to reduce your risk of being involved in a major accident. Extra tuition in the form of defensive driving courses can help refresh your knowledge of your obligations as a road user and expand your knowledge of the rules of the road.
But can taking a defensive driving course really help to lower your insurance premiums here in Florida? Driver improvement courses should help to make any driver less of a risk to their insurance provider, and therefore less likely to cost them money. In reality, though, every driver presents a unique and individual risk to the insurance company and taking a defensive driving course could be a step in the right direction to staying safe and saving money.
Many insurers offer a 5 percent discount for proof of a successfully completely defensive driving course, but the amount can reach up to 10 percent with some.
As well as the potential discount you could achieve, taking a defensive driving course could also help to erase some of those nasty driving violations that can lead to serious insurance hikes. If your driving privileges have been suspended due to excessive points, as indicated or as a habitual traffic offender (non-DUI related), a defensive driver improvement course can help to trim or even remove the points on your license.
If you are considering taking a defensive driving course here in Florida, there are plenty of other great reasons why you should go ahead and become a better driver:
You’ll Be Reminded of Ways to Keep Yourself and Passengers Safe
For many road users, it can be a long time since their very first driving test, and most drivers pick up sloppy habits after many years on the road. Defensive driving courses act as a great refresher for anyone who uses the road. This kind of courses also teaches useful strategies that will help contribute to your own behavior and safety, as well as teaching the best safety practices to help you avoid potentially dangerous risks.
You Can Take the Course in Your Own Time
Most defensive driving courses can be completed online. This means that you can study at your own time and in the comfort of your own surroundings. You will also be able to take breaks and as when you want to and can even fit it around your own work or family commitments. Most courses are usually broken down into smaller, easy to digest modules too, meaning there is no big final exam to pass at the end.
The Course Will Teach You Ways to Deal with Potential Hazards
There are more road users in Florida than ever before, and with increased traffic comes increased risks. Your defensive driving course will not only refresh your memory about the basics of the driving rules but also equip you with information about how to deal with the ever-changing way in which our roads are used.
Most courses will cover:
- Defensive driving techniques.
- Alcohol/drug abuse, violations, and safety.
- Florida traffic laws.
- Rules of the road.
- Sharing the road with other drivers, motorcyclists, bicyclists, and pedestrians.
Being able to stay safe on the roads, avoid accidents and take care of yourself and your family every time you drive is priceless. If you would like to find out more about great value drivers’ insurance in Florida – speak to the professionals at The Sena Group today at 561-391-4661.
For more information about how The Sena Group can help you with any
of your insurance needs, please contact us at 561-391-4661.
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The Sena Group
6501 Congress Ave., Ste. 100
Boca Raton, FL 33487
