An animal companion is a member of the family and people want to ensure their pet stays healthy. Veterinarian costs are nearly as expensive as that for humans. In incidences involving severe injuries or illnesses, individuals are often faced with a choice of pet healthcare costs they can’t afford or euthanizing their pet. The policies are popular because they help people preserve the health and life of their pets.
Once an obscure and rarely-heard-of policy, pet insurance has gained favor with individuals across the U.S. It’s not surprising that the first-ever pet insurance policy was issued in California in 1982 for the famous TV collie known as Lassie. It was created by veterinarian, Dr. Jack Stephens.
Pet insurance works in much the same way as human healthcare insurance. Depending on the type of policy, it can pay for preventative care or reimburse individuals for expenses incurred for serious illnesses and injuries. Pet insurance can substantially lift the financial burden on pet owners and enable them to maintain the life and well-being of their pets.
There are dozens of ways in which a beloved pet can sustain an injury or develop an illness, from car collisions to wildlife borne diseases. Even pets that are kept entirely indoors can suffer from disease, breed-related conditions and accidents within the home environment. Depending on the circumstances, an emergency vet bill can cost $1,500 or more. An estimated 1 out of every 3 pets will require emergency treatment each year.
No matter how careful individuals are with their pets, the potential always exists for an expensive vet bill. In uncertain economic times, pet insurance can be a critical element. It’s important to know that some types of animals may not be covered under a pet insurance policy. It’s essential that individuals explore the policy carefully before they buy.
Some policies allow for customization, while others don’t. Actual costs will vary depending on where the individual lives, the breed and age of the pet, and any available discounts for which an individual may qualify.
For more information about how The Sena Group can help you with any
of your insurance needs, please contact us at 561-391-4661.
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The Sena Group
6501 Congress Ave., Ste. 100
Boca Raton, FL 33487