Everyone wants to live their life to the fullest, but adventure seekers enjoy pushing the envelope. Their hobbies and leisure time activities are dangerous in the extreme, making insurance coverage difficult to obtain and highly expensive. The fear of missing…
If you don’t live on the coast, you may be tempted to dispense with a flood insurance policy. It’s a decision that has the potential to cost you thousands of dollars. There are some excellent reasons why you should invest…
Many people purchase insurance and experience a loss, only to discover that their policy provides no coverage. They’re responsible for the entire cost of replacing the content of their home or business, along with restoration expenses. The same situation can…
Insurance companies can and do drop coverage. In Florida, insurance carriers are doing it with homeowners’ insurance to keep from paying out on catastrophic losses, primarily due to hurricanes and the resultant flooding. It’s a trend that’s finding increasing traction…
Credit reporting agencies say the best reason to check your credit report is to prevent identity theft. Checking your credit report can tell you if lenders have asked to see your credit report for loans for which you didn’t apply…
Boat insurance is a must in Florida, but your rates can vary widely depending on a variety of factors. It’s a good idea for individuals to speak with their insurance agent to get an idea of what their rates will…
The effects of climate change are being seen with greater frequency, from an increase in forest fires to more severe storms and hurricanes. To counter those challenges in terms of money paid out in repairs and replacements to property, those…
No one expects to need their car insurance and coverage providers advise that motorists carry the highest amount of coverage they can afford. The minimum vehicle insurance requirements in Florida are $10,000 for bodily injury and $10,000 for property damage…
Renting an RV for a range of recreational pursuits is increasingly common. It’s a great way to take a vacation and it can save individuals up to 60 percent on the combined costs of food and lodging. However, one area…
Due to Florida’s unique location and weather conditions, homeowner’s insurance is a little different than in other parts of the country. One of the major differences is coverage in the event of a flood. The potential for heavy rains, storm…