A data breach can do more than damage to your business computer system. It can also damage your reputation and place your clients and/or staff at greater risk of becoming the next cybercrime victim. That is why cyber insurance is…
If you are in your twenties and you are not yet thinking of retirement planning tips for young Americans then you may be in for a surprise. Many of us think that retirement planning tips for young Americans include money…
One of the best things you can do for yourself in the new year is to review your car insurance if you’re looking to save some money. Most people don’t bother to do so for any number of reasons, but…
What will happen to your family if you're in an accident or injured? Disability insurance provides an income, so financial issues aren't a burden. Choosing the right type of insurance is essential for protecting your earnings. Social Security payments are…
Most of us have insured our house, possessions, cars and our lives. However, have you insured something that might be even more important: your ability to consistently earn income? This may be the most important asset you have. Consider the…
While insurance can seem like a waste of money, there are certain types of insurance that are important. It’s rare that you actually get any benefit from making those monthly insurance payments. After all, how many times has your house…
Unexpected losses can put the best-laid financial plans in turmoil. Insurance coverage is necessary to protect against unexpected costs, property loss, and disability. There are no universal answers to the question of how much insurance is enough. Situations vary. A…
Health insurance is a huge cost of business for any company, but especially for small companies. Premiums continue to increase and many smaller firms are forced to require employees to shoulder the financial burden. Many employers have been forced to…
You’re probably familiar with the concept of insurance fraud, since it has been around for a long time. The earliest recorded instance involves a merchant intentionally sinking his ship in 300 B.C.! The merchant drowned in the process. You…
A variable universal life insurance policy, known in the insurance industry as a "VUL," has many benefits. A VUL offers permanent life insurance and allows you the option to invest your cash value funds as you see fit within the…