Individuals are familiar with home, life, auto and business insurance, but there’s a whole other realm of things for which people desire protection. Niche insurance policies are becoming more popular and insurance companies have been quick to comply. Whether real…
Artwork has always been a favorite of collectors and an increasing number of people are purchasing artwork not for its aesthetic value, but for its value as a financial asset. Anyone that obtains an expensive piece of art should waste…
The potential always exists for a great many types of at-work injuries. They encompass dog bites and slip-and-fall accidents to working around hazardous substances. Injuries can prevent people from working and earning a living. That’s where Worker’s Compensation is invaluable…
What is a Home Owners Association (HOA)? Many people are perplexed by the HOA definition. A homeowners association is a non-profit organization tasked with overseeing a community of common interest. Why do homeowners associations exist? They exist to manage residential…
Shopping for any type of insurance can be an exhausting and confusing process, but it’s essential for protecting an individual’s most important assets. However, there are some common mistakes that people make with their insurance that will leave them underinsured…
Simply put, umbrella insurance is additional coverage that provides protection above and beyond existing coverage and the limitations of other policies. It provides coverage for injuries, certain types of lawsuits, personal liability, and a variety of other situations that aren’t…
The question of whether to purchase travel insurance can be tricky at the best of times. Add a pandemic into the mix and the decision becomes doubly confusing due to the wide range of requirements, restrictions, and coverage options for…
Insurance companies can and do drop coverage. In Florida, insurance carriers are doing it with homeowners’ insurance to keep from paying out on catastrophic losses, primarily due to hurricanes and the resultant flooding. It’s a trend that’s finding increasing traction…
Credit reporting agencies say the best reason to check your credit report is to prevent identity theft. Checking your credit report can tell you if lenders have asked to see your credit report for loans for which you didn’t apply…
No matter what your travel destination, airlines and cruise ships will have insurance you can buy before departing. Travel insurance can vary greatly among airlines and it may be unnecessary and a waste of money. Travel insurance is a complex,…