Vacations are eagerly awaited events and a significant amount of planning goes into each one. No one ever contemplates the many risks and unexpected circumstances that can intervene to turn a vacation into a disaster. Trip insurance is an easy,…
Winds can be highly destructive, resulting in billions of dollars in property damages and injuries to people. In Florida, you may experience high winds from tornadoes and hurricanes. Straight-line winds associated with ordinary storms are also a risk. They can…
The decision to change insurance companies, or at the very least conduct comparison pricing, using online resources can be far more arduous than anticipated. Even aggregate websites that promise to find the best prices from dozens of insurers can leave…
Every insurance company has a list of exclusions – items or situations that they won’t cover at all. Some may offer liability options under separate policies or add-ons. The following are just some of the exclusions of which homeowners should…
Millions of people are turning a second home into an income source by renting out their property. It’s a practice that can be highly lucrative and generate much-needed income. However, when you rent a home to someone else, that makes…
Great numbers of Baby Boomers have retired, will be retiring soon, and they’re living longer. This particular demographic has been the catalyst for conversations around kitchen tables across the nation about long-term care needs. Baby Boomers have also been the…
Bundling policies is popular in the insurance industry and it can usually save customers money by giving them a discount on each of the policies when they purchase both from the same insurance carrier. The most commonly bundled policies are…
Even if you don’t live in a location that normally floods, there’s no guarantee that it won’t. Changing weather patterns have increased storm severity and flooding has occurred in places that have never experienced it in the past. Paying for…
With so many different types of insurance available, it’s often difficult to differentiate one from another. One of the primary considerations for most individuals is what happens if they’re in an accident or injured. Choosing between accident insurance and disability…
Flood insurance policies are one of the most misunderstood and confusing for home and business owners. Ordinary homeowners, renters and business insurance policies don’t cover flooding or surges in Florida for those that live in moderate or high-risk flood zones…