Insurance policies of any type are written in legalese and use jargon common in the insurance industry, but not to ordinary policyholders. Understanding the type and extent of coverage an individual has through their auto insurance policy can be confusing…
Car insurance can take a huge bite out of the budget and people may be tempted to lower their costs by reducing or eliminating certain coverage. The concern of motorists is understandable. According to the Consumer Price Index, insurance costs…
Anyone in need of insurance for any reason typically seeks the advice of an insurance agent, but there are other options of which people should be aware. They can shop for insurance through an insurance agent or an insurance broker…
The simple answer is yes and it’s a common practice. Each partner has a vested interest in the health and life of the other. In these instances, an individual can take out the policy on their business partner, naming themselves…
Today’s insurance isn’t quite like the coverage of old. In times gone past, if you were involved in an accident, you could look forward to having your insurance rates automatically increase. The change to no-fault insurance changed that, but there…
Individuals are familiar with home, life, auto and business insurance, but there’s a whole other realm of things for which people desire protection. Niche insurance policies are becoming more popular and insurance companies have been quick to comply. Whether real…
Everyone wants to reduce the cost of their auto insurance premiums and one way that policyholders are told they can accomplish that is by successfully completing a defensive driving course. However, individuals will need to decide if the cost of…
The internet can sometimes seem like the Wild West in terms of threats, with new online risks appearing almost every day. Most people think of cyber attacks as something that happens to big corporations, but it frequently happens to individuals…
Unfortunately, life insurance is something that often gets overlooked by people busy building families and careers. It’s not until the children are grown and people retire that they suddenly realize they need some type of life insurance to pay for…
Homeowner’s insurance has always been expensive and costs have continued to escalate, particularly in South Florida where hurricanes wreak havoc on homes. In 2021, premiums rose an average of 4 percent across the nation. However, an individual’s credit score and…