A boat can be covered for damage incurred from a hurricane, but it may not be automatically included in a standard policy. Boat owners will need to determine if their vessel is covered for hurricane damage in the policy they’re…
Boat owners in Florida are not required to have insurance on their vessels no matter the size. There are two exceptions. If a loan was obtained to purchase it, the lender will require insurance to protect their investment. A boat…
Boating is one of the most popular pastimes in South Florida. The state leads the nation in watercraft, with 959,816 thousand recreational vessels registered as of 2020. A boat represents a considerable investment and insurance is essential. The following factors…
Insurance companies factor in a number of variables when setting their rates for boat insurance. Some are predicated on averages, while others are directly related to the vessel and its owner. Boating is available year-round in Florida, meaning there are…
Personal watercraft (PWC) are extremely popular, especially in South Florida, where opportunities to enjoy PWCs abound. You may be surprised to discover that they’re considered to be a vessel, requiring you to comply with safety equipment regulations. That includes life…
You’re probably aware that a boating safety course can save you 5 percent, and sometimes more, on your boat insurance costs. The course can also save your life. Boating safety courses cover an extensive array of essential information for anyone…
Boat insurance is an absolute necessity in Florida. A boat represents a sizeable investment and while having the coverage isn’t mandatory if the craft is paid for, it will be a requirement if individuals obtain a loan to purchase the…
A boat is a vessel that is built to float on water and may be used for transportation, pleasure, sports, fishing, military usage, and rescue missions. Humans had used boats since the dawn of civilization when they were essentially rafts…
South Florida attracts thousands of boaters and a significant amount of boat thieves. According to the non-profit National Insurance Crime Bureau, in 2018 alone 1,114 watercrafts were stolen and only 392 were recovered. Florida has the highest number of boats…
Boat insurance is a must in Florida, but your rates can vary widely depending on a variety of factors. It’s a good idea for individuals to speak with their insurance agent to get an idea of what their rates will…