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How Insurance Came About

How Insurance Came About

Millions of people rely on their insurance policies to protect their home, vehicles, health and even leave legacy for their heirs. The insurance industry has a long and profitable history, with marine insurance first being utilized by merchants and shipping…

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Things That Cannot Be Insured

Things That Cannot be Insured

  It’s been said that there’s an insurance policy for everything and some may be tempted to believe that. Insurance policies are available for everything from body parts and alien abduction to ghosts and equine erectile dysfunction, but there are…

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Do I Need Fine Art Insurance?

Do I Need Fine Art Insurance?

Insurance companies typically define fine art as something that has historic or artistic significance requiring special skills to create and is unique or rare. That can include paintings, sculptures, literature, music and poetry. Some jewelry pieces are also considered works…

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Niche Insurance Policies For Specific Things

Niche Insurance Policies for Specific Things

Individuals are familiar with home, life, auto and business insurance, but there’s a whole other realm of things for which people desire protection. Niche insurance policies are becoming more popular and insurance companies have been quick to comply. Whether real…

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Travel Insurance During A Pandemic

Travel Insurance During a Pandemic

The question of whether to purchase travel insurance can be tricky at the best of times. Add a pandemic into the mix and the decision becomes doubly confusing due to the wide range of requirements, restrictions, and coverage options for…

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Can Insurance Companies Drop Coverage?

Can Insurance Companies Drop Coverage?

Insurance companies can and do drop coverage. In Florida, insurance carriers are doing it with homeowners’ insurance to keep from paying out on catastrophic losses, primarily due to hurricanes and the resultant flooding. It’s a trend that’s finding increasing traction…

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Trips You Don’t Need Travel Insurance For

Trips You Don’t Need Travel Insurance For

No matter what your travel destination, airlines and cruise ships will have insurance you can buy before departing. Travel insurance can vary greatly among airlines and it may be unnecessary and a waste of money. Travel insurance is a complex,…

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Cashing In A Whole Life Policy

Cashing in a Whole Life Policy

As life progresses, an individual’s insurance needs also evolve. There may come a time when you need cash and will consider cashing in your whole life policy. You don’t have to sell the policy to obtain cash if you have…

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Insurance Policies For The Rich

Insurance Policies for the Rich

Most individuals are familiar with traditionally offered life insurance policies. They’re common fare and purchased by thousands of people every year. The policies are primarily designed to cover final expenses, funeral arrangements, and to provide for those the policy holder…

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