With insurance rates rising, everyone is seeking ways to minimize cost while optimizing coverage. Individuals can shop small, local carriers to large national companies – in person or online. People tend to look primarily at what their monthly premiums are…
You can definitely insure a car you don’t own in Florida. It’s called non-owner car insurance and you have a variety of options for coverage. It’s considered a specialty product and it’s not something that most insurance companies market. A…
Preserving classic cars is a hobby enjoyed by millions of individuals. They’re important pieces of history. For insurance purposes, a classic car is defined as a car, truck or motorcycle that’s at least 20 years old, but not more than…
Everyone has heard that the color of the car an individual drives has an impact on the cost to insure it. While many insurance organizations deny that claim, mechanics and body shops vigorously dispute it. There’s little direct evidence to…
Many insurance companies now offer GPS tracking devices to monitor drivers’ behaviors. They’re marketed as a way to reduce premiums and earn discounts. The flip side of driver tracking is that if you display any risky behaviors – as determined…
Insurance policies of any type are written in legalese and use jargon common in the insurance industry, but not to ordinary policyholders. Understanding the type and extent of coverage an individual has through their auto insurance policy can be confusing…
Today’s insurance isn’t quite like the coverage of old. In times gone past, if you were involved in an accident, you could look forward to having your insurance rates automatically increase. The change to no-fault insurance changed that, but there…
Everyone wants to reduce the cost of their auto insurance premiums and one way that policyholders are told they can accomplish that is by successfully completing a defensive driving course. However, individuals will need to decide if the cost of…
You have to have insurance, but you want the best coverage, at the lowest price. You may pay on a policy for years but never need it. If you do need to file a claim, your rates go up and…
If you're buying a new car or looking for an auto insurance policy, you'll want to know about the many available types of coverage. If you're in a car accident, the many types of auto insurance coverage are available to…