There are many factors that determine what your auto insurance policy is going to cost. You may be tempted to minimize coverage to keep the premiums down. It’s important to know that some things will significantly reduce your monthly premiums,…
Slow, summer days spent on a boat in the South Florida sun is a dream come true for many. If you’re the owner of a watercraft, you’re responsible for seeing to the safety of all hands. That means ensuring that…
One of the last things boat owners consider are barnacles – until they see them stuck to their ship’s hull. Barnacles are an aquatic life form that every boater in South Florida will have to deal with eventually. What are…
Long-time residents of South Florida are accustomed to preparing, and even riding out, hurricanes that lay waste to all they touch. An ever-increasing number of people are flocking to the state and there are some important things everyone should know…
Hurricanes are uppermost in the minds of Florida residents from June 1 to Nov. 30 of each year. What many boat owners fail to realize is that storm fronts can dump copious amounts of rain that can sink their craft.…
Purchasing an insurance policy today doesn’t secure coverage tomorrow. Insurance companies have what’s commonly known as a waiting or elimination period. Within the industry, it's called an exclusionary period. The exclusions are written into all types of policies ranging from…
No business owner wants to pay more in taxes than absolutely necessary. Misidentifying an enterprise can have significant financial consequences and will impact many of the rules that must be followed. In the Sunshine State, and according to the IRS,…
For some people going away to college, purchasing a car is just as important as buying books and settling into a dorm. It’s a big decision and one that shouldn’t be made in haste. Depending on the college environment, public…
The pandemic brought changes to the travel insurance industry. However, few people read the fine print in the policies. The wide range of restrictions, requirements and coverage options can be extremely confusing. Bear in mind that each airline has its…
Homeowners are often confused about exactly what their homeowner’s policy covers and its exclusions. Flood coverage is one of the most misunderstood of all insurance options in South Florida. There is one major differences in a homeowner’s policy and a…
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