The simple answer to the question is maybe. Coverage will depend largely on if water damage is listed as a covered peril in you r policy and the circumstances surrounding the flooding. Water damage in insurance policies is usually defined…
You’re most likely covered for theft if you have a comprehensive auto insurance policy. Comprehensive coverage helps pay for situations involving theft, fire, vandalism, hail damage, and hitting an animal, or if something such as a tree falls on your…
Enjoying an evening under the stars on a boat is a peaceful and relaxing endeavor. However, it’s important to remember that even if you’re at a full stop and have dropped anchor, you’re still engaged in nighttime boating that requires…
Many people arrive home from a restful vacation, only to discover their home has been the site of a burglary. There are a number of basic precautions that will significantly reduce the potential of having your home burglarized Need to…
When a people purchase homeowner’s insurance, they make the mistake of assuming that any issue they may encounter is going to be covered. That’s just not true. There are a number of exclusions attached to homeowner policies that create gaps…
South Florida has always been a ripe environment for heavy rains and climate change is exacerbating the situation. Higher rain amounts over a shorter duration has become a much more common occurrence. With increased rainfall comes the potential for heavy…
Boats are expensive and even a small watercraft can cost several thousand dollars. It just makes good financial sense to insure any boat or watercraft to protect the investment. If a loan is used to purchase the vessel, the lending…
Safe driving apps are becoming more commonplace and they’re particularly beneficial for drivers in the Sunshine State. According to the Florida Department of Highway Safety and Motor Vehicles, there were 333 fatalities, just due to distracted driving in 2021, the…
Since Florida is a no-fault insurance state, many holders of auto insurance policies assume that they’re covered for any contingency. What they don’t typically take into consideration is an uninsured driver and the potential for liability. Insurance Requirements Florida motorists…
Your home is a major purchase and an investment in your wealth. A homeowner’s insurance policy protects you from costly out-of-pocket expenses should the dwelling be damaged or destroyed. However, insurance won’t protect you against certain types of damage. When…