Does My Insurance Cover Another Driver?
The answer is yes, but that comes with a variety of caveats. You will need to have given your permission for the individual to drive the car and it will depend on your specific policy. You still need to use…
What is a Good Age to Buy Life Insurance?
The best time to purchase life insurance causes a lot of stress for people as they age, while younger individuals typically don’t consider the need for life insurance at all. There are multiple factors to consider, primary of which is…
When is it Time to Change Insurance Carriers?
Anytime is a good time to change insurance companies for the types of policies you may have. However, the best time to switch companies is when you can obtain better value for your money. Failure to shop around for the…
Steps to Take When Buying a New Boat
Boating is one of the most popular pastimes in South Florida, with over 987,000 registered vessels. Purchasing a watercraft is a major decision and a significant investment that should be approached carefully, especially by first-time boat buyers. Type of Boat…
Are Subcontractors Required to Carry Workers Compensation Insurance in FL?
When people hire a contractor, the provider often subcontracts certain types of work. There’s always the potential for an accident and homeowners want to know that they won’t be held liable if an injury or fatality occurs. The answer to…
Are My Solar Panels Covered by Homeowner’s Insurance?
Solar panel installation can be extremely expensive, but can benefit you in multiple ways. They can also be damaged and you’ll want to make sure they’re covered if that occurs. Replacing or repairing solar panels can represent a considerable expense…
When to Switch from Term Life to Whole Life Insurance
The needs of people change over time and many individuals have a term life insurance policy that covers them for a span of 10 to 30 years. The policies are typically purchased to cover final expenses, provide college funds or…
Do You Need a Special License to Drive an RV?
You have a wealth of recreational vehicles (RVs) from which to choose to explore the Florida landscape. The term RV typically brings to mind a camper or similar vehicle, but there are on-road and off-road RVs. They include ATVs, off-road…
The Dangers When Navigating in an Inlet
Boating is perhaps the No. 1 pastime in Florida. Traversing the open ocean can be dangerous enough, but when navigating Florida’s many inlets, one small mistake can result in damage to the vessel and personal injury. They can be deadly…
Why Use the Help of an Insurance Agency
There are some things about the insurance industry that most people don’t know. An insurance agent can only offer the products of a single company. An insurance agency can offer products from a myriad of carriers. That can mean significant…