There’s a lot of confusion among people over the difference between general liability insurance and professional liability insurance. The bewilderment is understandable. There are times when one type of policy will provide additional types of coverage, but business owners will…
The potential always exists for a great many types of at-work injuries. They encompass dog bites and slip-and-fall accidents to working around hazardous substances. Injuries can prevent people from working and earning a living. That’s where Worker’s Compensation is invaluable…
Workers Compensation insurance is a fact of life for most businesses and provides protection for business owners and employees. It provides employees with medical care and a portion of their wages should they become injured while on the job. It…
Small businesses are an increasingly tempting target for hackers. Cyber attacks can take many forms and it doesn’t require sophisticated methods to gain access to personally identifiable information or plant ransomware on a computer system, allowing it to roam through…
There are many ways that individuals can protect their business and insurance is chief among them. Multiple types of business insurance policies are available and some are absolutely essential, depending upon the business. Even people operating a home-based business will…
What is Business Liability Insurance? Generally speaking, liability coverage protects your business against the costs for property damage injuries caused to a customer, client, or user of your company's products or services. It covers legal fees and other expenses for…
There are many ways in which small businesses can protect themselves with insurance. It can assist with financial penalties, lawsuits, digital liability, and loss of income. Anyone operating a business will need insurance and talking with an insurance specialist can…
Small business owners typically don’t think they’ll be the victim of a cyberattack and don’t protect themselves with insurance to cover the contingency. It’s a fallacy that only large or international corporations fall victim to cyberattacks. A full 55 percent…
Determining business size will depend on a variety of factors. Knowing what category in which your business falls will be important if you seek a loan, apply for grants or government programs, and will have an impact on the taxes…
Medical expense accounts offer a tax-advantaged means to save and pay for medical expenses that aren’t commonly covered by health insurance. The four types of accounts are: Flexible Spending Arrangements (FSAs) Health Savings Accounts (HSAs) Health Reimbursement Arrangements (HRAs) Medical…