Sailors can be a superstitious group and spooky legends abound. There’s often no basis for a superstition to persist. However, there are others that have lived on throughout the ages and actually do have a kernel of truth. No Bananas…
It's past time for South Florida businesses to ensure they’re covered for smash and grab robberies, along with any injuries that may be incurred. The crimes have already occurred in Miami and locations across the nation. Your business may or…
No business owner wants to pay more in taxes than absolutely necessary. Misidentifying an enterprise can have significant financial consequences and will impact many of the rules that must be followed. In the Sunshine State, and according to the IRS,…
Every insurance policy has payment and reimbursement limitats. An umbrella insurance policy covers expenses beyond the limitations of your existing policy in the event of an injury, personal liability, property damage, and certain types of lawsuits. There are 2 essential…
There are any number of accidents that can render an individual unable to work. Depending on the circumstances, personal injury protection (PIP) coverage through car insurance, Workers’ Compensation, and a personal disability policy will help with lost wages. Disability Insurance…
Surety bonds are required in multiple situations. It’s a contract between three parties – the individual needing a product, work or service, the company or individual providing the work, service or product, and the issuing entity of the bond. It…
Small business owners have the potential to lose their enterprise from just one lawsuit. Business insurance is a necessity for anyone that wants to conduct commerce with the public. There are many types of coverage available to small businesses and…
Cyber insurance is something that no business can do without. Digital attacks don’t just happen to big corporations. They occur to hospitals, schools, government entities, financial institutions and startups. Small businesses are the top targets of cyber criminals. Small businesses…
There are many types of insurance available to business owners of which they may not be aware. The traditional types of business insurance are still necessary, but today’s world presents situations and risks individuals didn’t have to contend with in…
There are some types of insurance policies designed specifically for businesses that you can’t afford not to purchase if you want your business protected. It doesn’t matter whether your company makes widgets, rents homes and apartments, or is a consultation…