Insurance companies incorporate a myriad of factors when determining the cost of auto insurance. The fewer risk factors an individual has, the less their insurance will cost. Insurers can utilize everything from gender, marital status, insurance history, coverage level, and…
Choosing a new car is an experience that never loses its excitement. First time car buyers are often influenced by social media and marketing campaigns toward specific makes and models, when they should be primarily concerned with safety. The IIHS…
GAP insurance for vehicles is a little know form of protection for car owners and leasers. It provides protection for vehicles purchased with a car loan if the vehicle is totaled or stolen when more is owed on the vehicle…
Despite having more people on the road during daylight hours, the most dangerous time to drive is at night. Daylight saving time (DST) increases the risk due to fatigued motorists trying to adjust to the time change. There’s also a…
No matter how safe and careful the driver, the potential for an auto accident always exists. What you say and do immediately after an accident will have a significant impact in the future if you have to file a lawsuit…
Marriage is just one life event that will affect car insurance. The most important factor for policy holders is that it will typically reduce the amount of premiums, since statistics show that married couples tend to be safer drivers than…
The answer is yes, due to the higher sticker price and the cost to replace or repair it if an accident occurs. The same is true of hybrids. Individuals can expect to pay an average of 25 percent more for…
The answer is yes, but that comes with a variety of caveats. You will need to have given your permission for the individual to drive the car and it will depend on your specific policy. You still need to use…
A car accident can happen anytime and it’s important that drivers know what to do immediately following the crash. The steps taken and your behavior will be a key factor should legal action be required or taken against you. Never…
There are times when individuals need to rent a car. No one anticipates an accident, but if one occurs, they’ll want to have appropriate insurance coverage. Car rental contracts represent long, complicated and time-consuming reading. Attendants seldom have time to…