The cost of homeowner’s insurance is increasing substantially and it’s catching many individuals unawares. There’s not just a single reason that’s causing prices to jump, but a variety of factors that are combining to take a larger bite out of…
Insurance policies include a lot of legal verbiage and terms such as dwelling coverage often confuses people due to its ordinary usage. Simply put, dwelling coverage is one aspect of an overall homeowner’s insurance policy. However, dwelling coverage can be…
Even the friendliest of canines has the potential to bite someone and most people rely on their homeowner’s insurance to cover medical expenses, hospital bills, and associated legal expenses. However, don’t assume this is true. Much will depend on the…
An often-overlooked danger in South Florida is lightning. Storms and squalls can develop quickly, with little warning, and contain a significant amount of lightning. Installing a lightning protection system conforms to the Florida Green Home Designation Standard and is…
There are multiple methods that people can employ to lower the insurance premiums on their home and one of those is by installing alarms and security systems. The more protection a home has, the less likely it is to be…
You don’t have to video your belongings to insure them, but it’s definitely to your advantage if you need to file a claim. It’s an easy way to create an inventory of the items you intend to insure and obtain…
This will come as a surprise to many people – the answer is yes. Traditional homeowner’s insurance policies provide protection for damage to landscaping and removal of trees that may come down on a house or other structure. The newest…
Every landlord knows the damage that undesirable tenants can wreak on rental properties. There’s rental property insurance, also known as landlord insurance, to cover damages and it offers more protection than the average homeowner’s policy. It typically covers property damage,…
You may be a landlord with an unoccupied rental unit, own a vacation home that’s only used part of the year, waiting for a home to sell, or performing renovations. Either way, you’re going to need insurance to protect your…
If you have the good fortune to have a vacation home, it’s critical to insure it since you won’t be in residence all year. If damage occurs, you may not even know it and if you carry a mortgage on…