You’ll want to provide as much protection for your home as possible, without spending a fortune, but understanding exactly what you’re purchasing in your policy can be confusing. Insurance can also be expensive, especially in South Florida where the danger…
Homeowner’s insurance has always been expensive and costs have continued to escalate, particularly in South Florida where hurricanes wreak havoc on homes. In 2021, premiums rose an average of 4 percent across the nation. However, an individual’s credit score and…
The simple answer is yes, but much will depend on the type of fencing that’s installed and if it was erected by a professional fence installation company. A great number of insurance carriers view a fence in much the same…
Artwork has always been a favorite of collectors and an increasing number of people are purchasing artwork not for its aesthetic value, but for its value as a financial asset. Anyone that obtains an expensive piece of art should waste…
A home security system not only gives you peace of mind, it can also save you up to 20 percent on your homeowner’s insurance, depending upon your insurer. The amount of the discount will depend largely on if the system…
What is a Home Owners Association (HOA)? Many people are perplexed by the HOA definition. A homeowners association is a non-profit organization tasked with overseeing a community of common interest. Why do homeowners associations exist? They exist to manage residential…
Florida’s sunny climate has led many people to invest in solar panels to save on their electric bills, lower their carbon footprint, and aid in the fight against climate change. Installing solar panels can also earn homeowners’ rebates and tax…
There’s a movement across the U.S. toward tiny houses. The eco-friendly housing is helping people lower their carbon footprint and reduce their cost of living. Florida ranks second as the most popular state for tiny home living and insurance companies…
Simply put, an insurance policy limit is the maximum amount an insurance company will pay on behalf of the client. Any costs exceeding that limit will be the responsibility of the policy holder. It’s perhaps one of the most important…
The effects of climate change are being seen with greater frequency, from an increase in forest fires to more severe storms and hurricanes. To counter those challenges in terms of money paid out in repairs and replacements to property, those…