The selection of a homeowner’s insurance policy requires careful consideration. A home is a major investment and should be covered for multiple contingencies. Individuals will need to know what the policy covers, exclusions, any available add-ons (riders), and discounts that…
The increase in frequency and severity of hurricanes has impacted the entire insurance industry in Florida. It’s resulted in some companies going out of business or leaving the state and others have simply dropped clients. Still, others are offering less…
As expected, more severe hurricanes are pushing rates for homeowner’s insurance through the roof, but the storms aren’t the only factor. South Florida residents are fighting to keep their homes insured amidst an insurance industry crisis that’s been in progress…
Solar panel installation can be extremely expensive, but can benefit you in multiple ways. They can also be damaged and you’ll want to make sure they’re covered if that occurs. Replacing or repairing solar panels can represent a considerable expense…
A vacation is an opportunity for fun and you’ll rest easier knowing you’ve taken appropriate precautions to protect your home while you’re gone. An empty home is a prime target for burglars. There are some simple precautions that are relatively…
Many insurance companies in Florida have received permission to drop some customers that they consider high risk. Insurance companies contend that a claim from those customers would be too expensive to cover. It’s affecting homeowners, renters and business owners. Dropping…
Insurance companies provide clients with a variety of discounts, but people will typically have to ask about them. They’re not highly advertised, can be applied in a myriad of ways, and many homeowners don’t even know they exist. Be aware…
Insurance can be confusing. There are so many different types of policies, combined with unfamiliar terms, that most people simply go along with what their agent recommends. One example is dwelling insurance vs homeowner’s insurance. Dwelling insurance is one component…
People enjoy the companionship of a variety of animals ranging from dogs and cats to rabbits, hamsters, fish and lizards. Insurance companies typically don’t care what pet a policyowner has – unless it’s a dog. Every insurance company has a…
Accidents can happen any time, even during the most innocuous activities. Personal liability insurance is a critical component of your homeowner’s insurance policy to cover those instances. Your homeowner’s policy will cover medical costs of people that may be injured…