You’ll want to provide as much protection for your home as possible, without spending a fortune, but understanding exactly what you’re purchasing in your policy can be confusing. Insurance can also be expensive, especially in South Florida where the danger…
Homeowner’s insurance has always been expensive and costs have continued to escalate, particularly in South Florida where hurricanes wreak havoc on homes. In 2021, premiums rose an average of 4 percent across the nation. However, an individual’s credit score and…
The simple answer is yes, but much will depend on the type of fencing that’s installed and if it was erected by a professional fence installation company. A great number of insurance carriers view a fence in much the same…
What is a Home Owners Association (HOA)? Many people are perplexed by the HOA definition. A homeowners association is a non-profit organization tasked with overseeing a community of common interest. Why do homeowners associations exist? They exist to manage residential…
Florida’s sunny climate has led many people to invest in solar panels to save on their electric bills, lower their carbon footprint, and aid in the fight against climate change. Installing solar panels can also earn homeowners’ rebates and tax…
There’s a movement across the U.S. toward tiny houses. The eco-friendly housing is helping people lower their carbon footprint and reduce their cost of living. Florida ranks second as the most popular state for tiny home living and insurance companies…
Simply put, an insurance policy limit is the maximum amount an insurance company will pay on behalf of the client. Any costs exceeding that limit will be the responsibility of the policy holder. It’s perhaps one of the most important…
The effects of climate change are being seen with greater frequency, from an increase in forest fires to more severe storms and hurricanes. To counter those challenges in terms of money paid out in repairs and replacements to property, those…
Due to Florida’s unique location and weather conditions, homeowner’s insurance is a little different than in other parts of the country. One of the major differences is coverage in the event of a flood. The potential for heavy rains, storm…
An insurance company factors in a wide variety of elements to arrive at the cost of an individual’s policy costs. Insurers consider everything from the area in which a person lives to their credit score. Homeowner’s insurance is a fairly…
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