An insurance policy that covers flood damage will typically cover mold and mildew that’s a result of a flooding event. Much will depend on the policy. However, many homeowners’ policies no longer provide coverage for flooding in Florida. An increasing…
A vacation is an opportunity for fun and you’ll rest easier knowing you’ve taken appropriate precautions to protect your home while you’re gone. An empty home is a prime target for burglars. There are some simple precautions that are relatively…
Many insurance companies in Florida have received permission to drop some customers that they consider high risk. Insurance companies contend that a claim from those customers would be too expensive to cover. It’s affecting homeowners, renters and business owners. Dropping…
Insurance can be confusing. There are so many different types of policies, combined with unfamiliar terms, that most people simply go along with what their agent recommends. One example is dwelling insurance vs homeowner’s insurance. Dwelling insurance is one component…
Accidents can happen any time, even during the most innocuous activities. Personal liability insurance is a critical component of your homeowner’s insurance policy to cover those instances. Your homeowner’s policy will cover medical costs of people that may be injured…
Insurance policies include a lot of legal verbiage and terms such as dwelling coverage often confuses people due to its ordinary usage. Simply put, dwelling coverage is one aspect of an overall homeowner’s insurance policy. However, dwelling coverage can be…
Even the friendliest of canines has the potential to bite someone and most people rely on their homeowner’s insurance to cover medical expenses, hospital bills, and associated legal expenses. However, don’t assume this is true. Much will depend on the…
There are multiple methods that people can employ to lower the insurance premiums on their home and one of those is by installing alarms and security systems. The more protection a home has, the less likely it is to be…
You don’t have to video your belongings to insure them, but it’s definitely to your advantage if you need to file a claim. It’s an easy way to create an inventory of the items you intend to insure and obtain…
You may be a landlord with an unoccupied rental unit, own a vacation home that’s only used part of the year, waiting for a home to sell, or performing renovations. Either way, you’re going to need insurance to protect your…