When a people purchase homeowner’s insurance, they make the mistake of assuming that any issue they may encounter is going to be covered. That’s just not true. There are a number of exclusions attached to homeowner policies that create gaps…
South Florida has always been a ripe environment for heavy rains and climate change is exacerbating the situation. Higher rain amounts over a shorter duration has become a much more common occurrence. With increased rainfall comes the potential for heavy…
Your home is a major purchase and an investment in your wealth. A homeowner’s insurance policy protects you from costly out-of-pocket expenses should the dwelling be damaged or destroyed. However, insurance won’t protect you against certain types of damage. When…
Uninsured motorist insurance covers medical bills and property damage if you’re in an accident with someone that doesn’t have insurance or has too little coverage. The coverage is especially important in Florida. According to the Insurance Information Institute, the state…
There are a variety of ways in which individuals can lower the cost of their auto insurance policy, many of which people are unaware. It pays to shop around and ask about potential discounts. Compare Quotes Shop around for the…
Puppies are cute, cuddly and make good companions. However, you should definitely alert the carrier of your homeowner’s or renter’s insurance policy about your new puppy for some very good reasons. Breed Matters You’ll need to disclose the breed of…
A vacation is a wonderful time to rest, relax and rewind. Unfortunately, many individuals return only to discover their home has been burglarized. It’s easy to overlook precautions in the flurry and excitement to leave, but make a check list…
Summer is a time for enjoying a multitude of outdoor activities, but they also come with an increased potential for disaster. It’s a good time for individuals to inspect any insurance policies they have to ensure that they have adequate…
Summer is a time for fun outdoor activities, but individuals should know that it’s also the time of year in South Florida when there’s a spike in fires. According to the National Fire Protection Association (NFPA), the peak month for…
Anyone that needs to file an insurance claim on their car knows the dread and anxiety associated with the mere thought. There are dozens of variables involved and many individuals are afraid to say too much or too little about…