All insurance companies that provide residential property insurance are required to provide windstorm coverage. It’s typically covered in a homeowner’s policy, but there’s no guarantee of that. There are instances when the insurer may exclude that coverage within the homeowner’s…
With insurance rates rising, everyone is seeking ways to minimize cost while optimizing coverage. Individuals can shop small, local carriers to large national companies – in person or online. People tend to look primarily at what their monthly premiums are…
An insurance policy that covers flood damage will typically cover mold and mildew that’s a result of a flooding event. Much will depend on the policy. However, many homeowners’ policies no longer provide coverage for flooding in Florida. An increasing…
It doesn’t matter whether you have one valuable piece of jewelry or 100, you need to insure it against loss, damage, fire and theft. The cost to insure jewelry is relatively inexpensive, usually 1 to 2 percent of the value…
Climate change, the COVID-19 pandemic, supply chain issues, and supply and demand are all factors influencing inflation. The cost of everything from food and gas to healthcare has increased and the price of insurance hasn’t escaped unscathed. It’s a complicated…
Surety bonds are required in multiple situations. It’s a contract between three parties – the individual needing a product, work or service, the company or individual providing the work, service or product, and the issuing entity of the bond. It…
People have a variety of options when choosing insurance, but policies are written with unfamiliar terms that many don’t understand. The internet has made it easy to shop from home for insurance. However, there’s no opportunity to speak with a…
The best time to buy the insurance will depend largely on how much an individual wants to spend, how long they want to pay for the insurance, and their health. The need for long-term care strikes quickly and can be…
Purchased in addition to a primary policy, a supplemental accident policy helps individuals pay major medical expenses that the primary policy won’t cover. It’s a type of gap insurance. There are multiple situations in which the additional coverage is welcome,…
Also known as tuition refund insurance, it’s a policy that provides a student with coverage if they must withdraw from college. The coverage is typically utilized for medical or mental health issues. However, there are also policies that provide coverage…