Every insurance company has a list of exclusions – items or situations that they won’t cover at all. Some may offer liability options under separate policies or add-ons. The following are just some of the exclusions of which homeowners should…
The lure of an RV, traveling the open road to unknown adventures has resulted in millions of people purchasing a recreational vehicle and preparing for their first trip. With so many potential destinations available, narrowing down the choices can be…
People purchase and collect an extensive range of items that can be extremely expensive to replace if they’re stolen or destroyed. It’s not enough to simply tell your insurance company that you owned a work of art or a diamond…
Updating your home or installing luxury features makes the environment more comfortable, inviting, and provides hours of fun and relaxation. Those changes can also have a significant impact on your homeowner’s insurance. You may discover that you need additional coverage…
It happens far more often than anyone thinks – individuals accidentally hit their garage door while entering or exiting. Confusion sets in when people try to make a claim. They don’t know whether to make a claim to their car…
A recreational vehicle represents the freedom of the open road and the opportunity to have new experiences. It can also mean expensive insurance rates and a variety of decisions since it can be a family’s home on wheels for many…
Millions of people are turning a second home into an income source by renting out their property. It’s a practice that can be highly lucrative and generate much-needed income. However, when you rent a home to someone else, that makes…
From the initial storm surge to when a hurricane makes landfall, Florida residents are all too familiar with the flooding that occurs with the tropical storms. There are three essential things that people new to Florida don’t understand when purchasing…
Young, college-age students are typically the last to think about life insurance. As a parent, chances are you’ve considered it and there are some very good reasons to check into a policy when your kids are college-bound. Most parents think…
Even if you’re a safe driver, wear a helmet, and only ride occasionally, motorcycle insurance can be expensive. High-performance sports motorcycles are very popular because they’re impressively fast. However, you don’t have to have a high-performance bike to feel the…