The simple answer to the question is maybe. Coverage will depend largely on if water damage is listed as a covered peril in you r policy and the circumstances surrounding the flooding. Water damage in insurance policies is usually defined…
Many people arrive home from a restful vacation, only to discover their home has been the site of a burglary. There are a number of basic precautions that will significantly reduce the potential of having your home burglarized Need to…
Your home is a major purchase and an investment in your wealth. A homeowner’s insurance policy protects you from costly out-of-pocket expenses should the dwelling be damaged or destroyed. However, insurance won’t protect you against certain types of damage. When…
A homeowner’s policy protects the investment families make in their home against multiple risks. Individuals often opt for a basic homeowner’s policy without thinking of the unique circumstances they could be facing in the future and the potential for out-of-pocket…
The coverage for a flooding event can be extremely confusing for homeowners. A standard homeowner’s insurance policy covers flooding in the home – under certain circumstances. It does not cover flooding resulting from hurricanes. A separate policy through FEMA is…
Protecting your home and possessions with a homeowner’s policy is essential. Whether your homeowner’s policy covers the contents of your home during a move and while they’re in transit will depend on the type of coverage you have. It’s critical…
Your homeowner’s insurance policy will typically cover damages resulting from flooding due to a leak, broken pipe, or other cause originating within your home. Damage isn’t covered by the policy if the insurance company can prove that the incident was…
Homeowners are primarily concerned with protecting their homes against damage from fires, tornadoes and storms that can produce high winds and hail. A homeowner’s policy also protects homes against smoke, vandalism and theft. According to statistics, break-in occurs every 15…
As expected, more severe hurricanes are pushing rates for homeowner’s insurance through the roof, but the storms aren’t the only factor. South Florida residents are fighting to keep their homes insured amidst an insurance industry crisis that’s been in progress…
Solar panel installation can be extremely expensive, but can benefit you in multiple ways. They can also be damaged and you’ll want to make sure they’re covered if that occurs. Replacing or repairing solar panels can represent a considerable expense…