Your homeowner’s insurance policy will typically cover damages resulting from flooding due to a leak, broken pipe, or other cause originating within your home. Damage isn’t covered by the policy if the insurance company can prove that the incident was…
Insurers typically advise homeowners to increase their liability coverage to $500,000 if they have a pool or are planning on installing one. There will definitely be an increase in the cost of homeowner’s insurance. The amount that the policy will…
In the interest of saving money or being more environmentally friendly, an increasing number of people are installing solar panels and making use of the sun’s free energy production. However, installing solar panels can be a double-edged sword when it…
Homeowners are primarily concerned with protecting their homes against damage from fires, tornadoes and storms that can produce high winds and hail. A homeowner’s policy also protects homes against smoke, vandalism and theft. According to statistics, break-in occurs every 15…
The increase in frequency and severity of hurricanes has impacted the entire insurance industry in Florida. It’s resulted in some companies going out of business or leaving the state and others have simply dropped clients. Still, others are offering less…
Solar panel installation can be extremely expensive, but can benefit you in multiple ways. They can also be damaged and you’ll want to make sure they’re covered if that occurs. Replacing or repairing solar panels can represent a considerable expense…
All insurance companies that provide residential property insurance are required to provide windstorm coverage. It’s typically covered in a homeowner’s policy, but there’s no guarantee of that. There are instances when the insurer may exclude that coverage within the homeowner’s…
It doesn’t matter whether you have one valuable piece of jewelry or 100, you need to insure it against loss, damage, fire and theft. The cost to insure jewelry is relatively inexpensive, usually 1 to 2 percent of the value…
Insurance companies provide clients with a variety of discounts, but people will typically have to ask about them. They’re not highly advertised, can be applied in a myriad of ways, and many homeowners don’t even know they exist. Be aware…
Accidents can happen any time, even during the most innocuous activities. Personal liability insurance is a critical component of your homeowner’s insurance policy to cover those instances. Your homeowner’s policy will cover medical costs of people that may be injured…