Despite having more people on the road during daylight hours, the most dangerous time to drive is at night. Daylight saving time (DST) increases the risk due to fatigued motorists trying to adjust to the time change. There’s also a…
No matter how safe and careful the driver, the potential for an auto accident always exists. What you say and do immediately after an accident will have a significant impact in the future if you have to file a lawsuit…
The answer is yes, due to the higher sticker price and the cost to replace or repair it if an accident occurs. The same is true of hybrids. Individuals can expect to pay an average of 25 percent more for…
The answer is yes, but that comes with a variety of caveats. You will need to have given your permission for the individual to drive the car and it will depend on your specific policy. You still need to use…
A car accident can happen anytime and it’s important that drivers know what to do immediately following the crash. The steps taken and your behavior will be a key factor should legal action be required or taken against you. Never…
There are numerous types of insurance and our needs change as we age. Certain types of coverage can be eliminated, while others become more important. You can buy insurance on everything from cars, homes, mortgages and your life to pets,…
There are times when individuals need to rent a car. No one anticipates an accident, but if one occurs, they’ll want to have appropriate insurance coverage. Car rental contracts represent long, complicated and time-consuming reading. Attendants seldom have time to…
Distracted drivers are the biggest danger motorists will encounter on the road. No matter how safe an individual drives, a distracted driver is an unpredictable element. The same part of the brain that’s needed to safely navigate traffic is the…
With insurance rates rising, everyone is seeking ways to minimize cost while optimizing coverage. Individuals can shop small, local carriers to large national companies – in person or online. People tend to look primarily at what their monthly premiums are…
Preserving classic cars is a hobby enjoyed by millions of individuals. They’re important pieces of history. For insurance purposes, a classic car is defined as a car, truck or motorcycle that’s at least 20 years old, but not more than…